Secure Your Adventure: The Benefits of Early Travel Insurance

Image: Medical travel insurance. (Photo Credit: Adobe Stock/ronstik)
Image: Medical travel insurance. (Photo Credit: Adobe Stock/ronstik)
by Travel Insured
Last updated:: 8:00 PM ET, Fri May 16, 2025

You've booked your dream vacation, planned every detail and excitement is building. But what if the unexpected happens? This is where travel protection becomes essential—and timing is everything. Many travelers make the mistake of waiting too long to purchase coverage, not realizing that buying early offers significant advantages that late purchasers miss out on.

Key Benefits of Early Purchase

More Comprehensive Coverage Options: Purchase your travel protection within 14-21 days of your initial trip deposit, and you'll gain access to premium options like the Cancel and Interrupt for Any Reason Bundle. Available with our Worldwide Trip Protector Deluxe and Platinum Plans (additional costs apply), this coverage allows you to recover up to 75% of non-refundable costs even for reasons not typically covered—like sudden work commitments or simply changing your mind.

Pre-Existing Condition Coverage: One of the most valuable benefits of early purchase is securing a waiver for pre-existing medical condition exclusions. This typically must be done within 14-21 days of your initial deposit. Without this waiver, conditions you were diagnosed with before purchasing your plan could be excluded from coverage—potentially leaving you responsible for significant costs.

Flexibility and Customization: Our Worldwide Trip Protector Plans let you add optional bundles like cruise coverage, sports equipment protection, and rental car coverage. Most can be added until departure, allowing you to tailor protection as your plans evolve.

Peace of Mind from Day One

When you purchase travel protection early, you're covered from that moment forward. If a winter storm cancels your flight or your friend's destination wedding gets called off after you've booked but before you've purchased protection, you could be left with non-recoverable expenses.

Don't let procrastination cost you valuable coverage. Purchase travel protection soon after booking, and you can focus on what really matters—making wonderful memories on your journey.

 


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Helping leisure selling travel agents successfully manage their at-home business.

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Laurence Pinckney

CEO of Zenbiz Travel, LLC

About Me